Find potential customers financed elsewhere.
Identify who is carrying a facility with another institution and could be approached.
Buyout & Refinancing
Launch buyout.Win customers.Defend customers.
SoyakaAI helps an institution see the size of its buyout opportunity and identify potential customers to approach. From there, each case can be tested to find the financing amount, markup and duration that could work.
Working proof
Buyout Opportunity
Opportunity assumptions
One portfolio view
1,000Potential candidates
16.5% flatExample markup
60 monthsDuration
SAR 8,000Minimum annual markup
Illustrative financing opportunitySAR 103.6M
Illustrative scenario. The example shows how available credit, liability and facility information can be turned into a buyout opportunity — assumptions, candidate volume and an illustrative financing figure — not a result or a performance claim.
Who. When. What to offer.
See who may be approached by competitors.
The same view shows which of your existing customers may be attractive to another institution.
Test what could work.
For any candidate, test the financing amount, markup and duration that could fit before anyone is contacted.
From portfolio to case
How an individual case works
Establish what must be settled and what the customer needs
The amount required to close the existing loan, and the cash the customer wants to receive.
Test the financing amount, markup and duration
Measure the possible structure against affordability and the institution’s policy.
Show the outcome clearly
Present the facility, settlement, customer cash and monthly payment for the credit team to review.
If the final settlement amount is not yet confirmed, an estimate can be tested and the case rerun when the confirmed figure arrives.
How we engage
Start with what you already have
Work can begin as advisory analysis or a batch assessment, and integrate with your systems later if that becomes useful. There is no requirement to replace a core system, move off a parent-company platform, or start with a deployment.
FAQ
Questions institutions ask
Is this a calculator or an assessment?
A calculator prices one structure you have already chosen. This starts from the customer’s position and tests which combinations could work. The arithmetic behind the assessment remains visible.
Does this replace our credit policy?
No. Pricing, rules, exceptions and final approval remain with the institution. SoyakaAI supports the assessment while the institution retains control.
Do we have to move our data or change our technology stack?
No. Work can begin through advisory or batch analysis. It can integrate with your existing environment later if that becomes useful.