AI transformation for Saudi financial institutions
Make AI work for your institution.
We help Saudi financial institutions identify where AI can make a difference — and build the systems to put it to work. From credit assessment and tailored offers to operational intelligence, we turn complex data into capabilities your teams can use.
Singapore roots. Saudi presence.
Credit Studio / Illustrative
Assess
From information to understanding.
Bring income, commitments and policy into one assessment your credit team can read.
Match
Find the offer that fits.
Test a suitable structure within the applicable rules, instead of stopping at an unsuitable request.
Explain
Make the reasoning visible.
Show the factors behind the outcome, in language suited to the team reviewing it.
SAR 2B+Validated on SAR 2B+ of Saudi lending decisions.
60+Market and pricing intelligence across 60+ Saudi financial institutions.
Start with what needs to change
Solutions built around your business.
Start with the challenge. Explore the work that can help you address it.
- AI Credit DecisioningMove from manual review to a clear assessment and an offer that fits.
- BuyoutFind the opportunity in your portfolio and test a workable financing structure.
- Open Banking IntelligenceTurn account activity into readable income, affordability and risk signals.
- Instant Offer CalculatorShow customers what fits today — and what could change their eligibility.
- AI Decision AdvisorGive risk, commercial and customer-facing teams the reasoning behind the result.
- Credit CardsMatch customer needs to suitable cards and reveal opportunities across your base.
- MarketplaceOne application, different outcomes under each institution's rules and pricing.
Credit types
- Personal FinanceAffordability and offers shaped around the applicant.
- Auto LeaseCustomer, vehicle and repayment terms.
- Real EstateAffordability and longer-term commitments.
- MicrofinanceSmaller amounts, with customer context.
- SME FinanceBusiness information for a clearer assessment.
About SoyakaAI
Singapore roots. Saudi market understanding.
Founded in Singapore in 2018, SoyakaAI now operates in Saudi Arabia, bringing together AI engineering and practical financial-services experience.
We work with institutions to turn complex information into systems their teams can use. Work can begin with focused advice and analysis, then move into co-building, integration or deployment as the institution needs.
Our vision
Saudi institutions using AI confidently in everyday work, with people accountable for the decisions that matter.
Our mission
Turn institutional knowledge and data into practical AI capabilities that teams can understand, use and improve.
Shaped around your environment.
From focused analysis to integration and co-building, the delivery approach is scoped around your institution's data, security and operating requirements.
- Advice and analysis
- Co-building
- Integration
- Deployment